A Specialist Reinsurance House

Capacity by conviction. Value, recovered.

A reinsurance house working across the life of a risk — the capacity that opens it, and the recovery and run-off that close it. Underwritten by hand, on rated paper.

United Arab EmiratesCyprusLebanon
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The House

Some houses chase volume. We chose mastery. We take few mandates, and we take them seriously — each one underwritten by hand, by senior people, on secure paper. We do not sell. We give counsel, and we stand behind it.

ELAM Reinsurance Group — established as a house, not a market

إلهام
Elham
— inspiration
The Name

Inspiration, made dependable.

ELAM is drawn from the Arabic إلهام, Elham: inspiration. It is the standard we hold ourselves to — to be a source of confidence and clarity for everyone along the reinsurance chain. We work in reinsurance, and nothing else: the whole of the chain, from the capacity that opens a risk to the recovery that closes it.

A house held to a single standard, from first line to final account.

To Cedants

Certainty — capacity bound with conviction, on rated paper.

To Brokers

A reliable, fast pen — and a partner who answers.

To Our Reinsurers

Disciplined underwriting, and risks chosen with care.

Across the Life of a Risk

Two disciplines, one house — and a single standard between them.

i — the beginning · Asten Re

Reinsurance Capacity

Asten Re holds the pen. We price by hand, bind with conviction, and put the security of rated paper behind every line.

Asten Re underwrites bespoke Treaty and Facultative reinsurance on behalf of rated reinsurers, across a select range of classes. We assess, price and bind each risk within an agreed appetite — decisions made by senior people, quickly, with the security of rated balance sheets behind the limit. We work by relationship and by conviction — with brokers and cedants we choose, and risks we believe in. That is deliberate. It is how the work stays good.

Bespoke underwriting

Every programme is cut to measure — assessed by hand and bound only when we believe in it.

Rated security

Our capacity is provided by rated reinsurers. Claims are paid on their balance sheets; we underwrite on their behalf.

Local authority, fast decisions

Holding delegated authority, we decide close to the risk — and answer quickly.

Property & Casualty

Fire, natural catastrophe, liability and specialised P&C risk.

Energy & Power

Oil & gas, renewable energy and power generation.

Engineering & Construction

Large infrastructure, from inception to completion.

Medical & Life

Healthcare insurers, group life and individual medical.

Marine & Cargo

Vessels, marine hull, cargo and port facilities.

Financial Lines & Trade Credit

Professional indemnity, cyber, D&O and credit risk.

Claims recovery is the disciplined pursuit of funds from insurance and reinsurance claims that have been denied, underpaid or stranded. Run-off is the orderly management and closure of discontinued portfolios — through commutation, settlement and final account. Both demand patience, precision and discretion. Both are led by senior people, from the first review to the last.

Comprehensive review

We read the whole file, and the whole portfolio, before we act.

Strategic negotiation

We engage insurers, reinsurers and counterparties to recover the maximum, including by commutation.

Counsel where it counts

When a claim is unjustly denied, we bring legal weight to bear.

ii — the end · ELAM Recovery & Run-off

Recovery & Run-off

We recover the value others leave behind — senior-led, in confidence, from first review to final account.

The Codes of the House

Few risks, mastered.

Selectivity

We underwrite few risks, by choice.

Craftsmanship

Built by hand, never off a shelf.

Discretion

Confidentiality is the default.

Mastery

Senior people only.

Security

Rated paper behind every line.

Permanence

Standards held through the cycle.

We built ELAM Reinsurance Group as a house, not a market. Our work is to place capacity with conviction, and to recover value with discretion — for a select few, and for the long term. We take fewer mandates than we could, and give each the seniority and patience it deserves.
Robert HabchiGroup CEO · ELAM Reinsurance Group
Where We Are

Present in three markets, at work across more than thirty countries.

i

United Arab Emirates

Headquarters
ii

Lebanon

MENA practice
iii

Cyprus

Home of Asten Re
By Appointment

Begin a conversation.

Bring us a risk, a claim worth recovering, or a portfolio to close. We will tell you — honestly, and quickly — whether it is one for us.

Headquarters
RAKEZ Business Zone-FZ, Ras Al Khaimah, United Arab Emirates
Hours
Weekdays, 9 a.m. to 6 p.m.