Terms of use and Privacy Policy

Terms of Use

Welcome to ELAM Solutions! By accessing or using our website, you agree to be bound by these Terms of Use, our Privacy Policy, and any other guidelines, rules or policies posted on our website. If you do not agree with these terms, please do not use our website.

Description of Services: ELAM Solutions is an insurance consultant firm that provides advice, assistance and insurance, reinsurance solutions to clients in the world. The services we offer are described on our website, and may be modified from time to time at our discretion.

User Conduct: You agree to use our website only for lawful purposes and in a way that does not infringe the rights of, restrict or inhibit anyone else’s use and enjoyment of our website. Specifically, you agree not to:

Use our website in any way that breaches any applicable local, national or international law or regulation.

Use our website in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect.

Use our website to send, knowingly receive, upload, download, use or re-use any material which does not comply with our content standards as set out in these Terms of Use.

Use our website to transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material or any other form of similar solicitation (spam).

Knowingly introduce any viruses, trojans, worms, logic bombs, keystroke loggers, spyware, adware or other harmful material which may interfere with the operation of any computer or hardware, or damage or corrupt data, software or hardware.

Intellectual Property: All content on our website, including text, graphics, logos, images, audio and video clips, software, and other materials, is owned by ELAM Solutions or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws. You may not use, copy, reproduce, modify, distribute, display, publish, transmit, or sell any such content without our prior written consent.

Disclaimer: Our website is provided on an « as is » and « as available » basis without any warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that our website will always be available, error-free, or uninterrupted, or that the content will be accurate, complete, or current.

Limitation of Liability: ELAM Solutions will not be liable for any damages, including without limitation any indirect, incidental, special, consequential, or punitive damages, arising out of or in connection with your use of our website or your inability to use our website, including without limitation for any viruses or other harmful components, or any reliance on the information provided on our website.

Indemnification: You agree to indemnify and hold ELAM Solutions and its officers, directors, employees, agents, licensors, and suppliers harmless from and against any claims, actions, suits or proceedings, as well as any and all losses, liabilities, damages, costs and expenses (including reasonable lawyer’ fees) arising out of or in connection with your use of our website or any violation of these Terms of Use.

Modifications: ELAM Solutions reserves the right to modify these Terms of Use at any time without notice. Any modifications will be effective immediately upon posting on our website.

Privacy Policy

ELAM Solutions (« us », « we », or « our ») operates the elamsol.com website (the « Service »).

This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms of Use.

Information Collection and Use

We collect several different types of information for various purposes to provide and improve our Service to you.

Types of Data Collected:

  • Personal Data: While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (« Personal Data »). Personally identifiable information may include, but is not limited to:
    • Email address
    • First name and last name
    • Phone number
    • Address, State, Province, ZIP/Postal code, City
    • Cookies and Usage Data
  • Usage Data: We may also collect information how the Service is accessed and used (« Usage Data »). This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
  • Tracking & Cookies Data: We use cookies and similar tracking technologies to track the activity on our Service and hold certain information. Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Examples of Cookies we use:

  • Session Cookies. We use Session Cookies to operate our Service.
  • Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
  • Security Cookies. We use Security Cookies for security purposes.

Use of Data

ELAM Solutions uses the collected data for various purposes:

  • To provide and maintain the Service
  • To notify you about changes to our Service
  • To allow you to participate in interactive features of our Service when you choose to do so
  • To provide customer care and support
  • To provide analysis or valuable information so that we can improve the Service
  • To monitor the usage of the Service
  • To detect, prevent and address technical issues

Transfer Of Data

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

ELAM Solutions will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Disclosure Of Data

Legal Requirements

ELAM Solutions may disclose your Personal Data in the good faith belief that such action is necessary to:

• To comply with a legal obligation

• To protect and defend the rights or property of ELAM Solutions

• To prevent or investigate possible wrongdoing in connection with the Service

• To protect the personal safety of users of the Service or the public

• To protect against legal liability

Security of Data

The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Service Providers

We may employ third party companies and individuals to facilitate our Service (« Service Providers »), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Links to Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the « effective date » at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us by email: contact@elamsol.com.

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